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Retirement & LongTerm Wealth —
Planning for the Future Now
Why Retirement Planning Starts Today
Many people think of retirement as something to worry about later, but the truth is the earlier you start, the easier it is to build long-term wealth. Whether you’re in your 20s, 30s, or even 40s, making smart money moves now can ensure a stress-free and financially secure retirement.
In this guide, we’ll cover:
• The best retirement accounts to invest in
• How compound interest makes saving easier
• Strategies for building passive income
• How to retire early (if you want to!)
Let’s start planning for the future you deserve. 🚀
- Understanding 401(k), IRA & Roth IRA Accounts
What is a 401(k)?
A 401(k) is an employer-sponsored retirement plan where employees contribute pre-tax money, reducing taxable income.
🔹 Why It’s Great:
✅ Employer Match — Free money! Some companies match 3 — 6% of your salary.
✅ Tax-Deferred Growth — Pay taxes later when you withdraw in retirement.